Lifestyle financial planning is the view that your money should support you to “achieve and maintain your desired lifestyle.” It is the co-ordination of your financial assets to help you achieve your aspirations, and to make sure that there will always be enough money to maintain your lifestyle, however long you live.

Put it this way – if you had enough money, how would you choose to live your life?

Lifestyle Financial Planning uses highly sophisticated lifetime financial forecasting software to help you answer questions such as;

• How much money do I need to achieve my goals?
• When can I afford to stop working?
• How much can I gift and still maintain my lifestyle?
• How much investment risk should I be taking to achieve my lifestyle goals?

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may therefore fall as well as rise.  You may get back less than you invested.